This is a Pre-Foreclosure property (Lis Penden). This initial document is filed by a trustee to initiate the foreclosure process following the homeowner missing payment dues. Buying a property in pre-foreclosure involves contacting the homeowner and offering a bargain price to buy the property, The homeowner may be willing to sell this home at an attractive price, usually 20% - 50% below market value, in order to avoid foreclosure and ruining his or her credit history.
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